The Struggle to Save and Invest For The Future

Assets For Life

Assets for Life is an industry-leading, Forbes-featured property business training and wealth education company based in the UK. We are dedicated to helping new and existing property entrepreneurs and developers to accelerate their success through world-class training, mentorship, property portfolio strategies, tools and resources.

We recently conducted a survey of 2,000 adults to uncover insights into how people are progressing towards future financial security. Having enough savings and wealth is critical for stability in retirement and old age. Yet our data reveals most people are struggling in this area. By measuring investor perspectives, we aimed to find solutions to improve wealth building outcomes.

The Concerning Reality of Savings and Investment Trends

Our latest survey exposes alarming truths about adults’ current saving and investing habits. With 70% finding it challenging to save substantially and 80% dissatisfied with returns, existing methods are inadequate for most. As economic uncertainties continue mounting, these gaps in wealth creation pose significant threats to people’s financial futures and retirement readiness.

Insufficient savings and investments lead to painful consequences down the road. Stagnant nest eggs cannot keep pace with rising inflation and healthcare costs. This leads to diminished standards of livings and fragile financial situations later in life. Weak portfolio returns also severely limit growth opportunities essential for funding large purchases and aspirations. There is an obvious need for alternative wealth accelerators to empower more financially secure futures, or inequality will intensify.

By measuring investor perspectives, we aimed to find solutions to improve wealth building outcomes and retirement readiness. The data shows current methods are not effectively working for most adults today to progress towards financial security.

Liam Ryan, Assets for Life

The Future of Saving and Investing

If new methodologies are not adopted, wealth inequality will intensify. By 2026, over 60% of people will have inadequate retirement savings. As the population ages, medical and living costs will balloon while fixed incomes shrink in real terms. Leveraging flat return investments will no longer be viable for most adults to maintain their standards of living.]{.mark}

[Automated intelligent investing platforms utilizing algorithms, AI, and data analytics will emerge to optimize returns. Cryptocurrencies and blockchain networks will continue gaining mainstream adoption for their wealth-multiplying potential. Central bank digital currencies will come to fruition.

As millennials inherit over $68 trillion in wealth transfer this decade, their preferences for digital and passive investments will dominate. Demand for turnkey “wealth-as-a-service” platforms will surge. Financial literacy education on smart investing practices will need to improve substantially to empower more retail investors. The industry will progressively shift away from traditional institutions to decentralized finance (DeFi) networks.

Justifying the Predictions

Our latest survey of 2,000 adults underscores the above predictions for the future of saving and investing:

80% are dissatisfied with investment returns, highlighting the need for alternatives.
90% want to generate passive income, showing demand for easily built wealth streams.
70% are already finding it hard to save substantially today, which indicates growing struggles ahead.

Focusing on behavioral changes, technological automation, new asset classes, and financial education makes saving and investing success for the mainstream possible. Adopting a future-forward mindset will be key for investors and industry players to thrive in coming exponential economic shifts. Prioritizing wealth multiplication solutions now can secure financial futures.